Table of Contents
- Introduction
- Key Highlights of RBL World Safari Credit Card
- Features and Benefits
- Welcome Benefits
- Travel Benefits
- Rewards Program
- Airport Lounge Access
- Forex Markup Advantage
- Insurance Coverage
- Fees and Charges
- Comparison with Other Travel Credit Cards
- Who Should Apply?
- Application Process
- Pros & Cons
- Expert Verdict
- Frequently Asked Questions (FAQs)
- Is it Worth Applying in 2025?
1. Introduction
Are you searching for the best travel credit card in India with zero forex markup fees and complimentary airport lounge access? The RBL Bank World Safari Credit Card is designed specifically for globetrotters who frequently travel internationally and seek financial benefits while spending abroad. With exclusive rewards, international lounge access, and travel-centric features, this credit card stands out as one of the top picks in the premium segment.
2. Key Highlights of RBL World Safari Credit Card
| Feature | Description |
|---|---|
| Card Type | Premium Travel Credit Card |
| Welcome Benefit | MakeMyTrip Voucher Worth ₹3,000 |
| Reward Rate | Up to 2% (Domestic) and 3% (International) |
| Forex Markup Fee | 0% – Forex Free Credit Card |
| Airport Lounge Access | 2 Domestic & 2 International per year |
| Annual Fee | ₹3,000 + GST |
| Milestone Benefits | Taj Vouchers worth ₹10,000 |
| Insurance Coverage | Travel Accident, Lost Card Liability, Purchase Protection |
3. Features and Benefits
The RBL World Safari Credit Card comes with a powerful suite of travel perks:
- Zero Forex Markup Credit Card in India – Save big on international spends.
- Complimentary Lounge Access Credit Card – Access luxurious lounges across the globe.
- Reward Points on Every Spend – Earn on both domestic and international purchases.
- Milestone Benefits – Receive additional vouchers upon achieving annual spending targets.
- Complimentary Travel Insurance – Secure your journeys with extensive insurance coverage.
4. Welcome Benefits
| Joining Fee | Welcome Gift |
|---|---|
| ₹3,000 + GST | MakeMyTrip Voucher Worth ₹3,000 |
Upon paying the joining fee, you receive a ₹3,000 MakeMyTrip voucher, making it a high-value offering for travelers looking to book flights and hotels.
5. Travel Benefits
Zero Forex Markup Credit Card
Most credit cards in India charge 2%-3.5% on international transactions. With the RBL World Safari Credit Card, you enjoy 0% foreign currency markup fee, making it ideal for:
- Booking flights on global platforms
- Paying for international hotel stays
- Shopping from foreign eCommerce websites
Complimentary Lounge Access
| Access Type | Number of Visits | Access Platform |
|---|---|---|
| Domestic Lounge | 2 per year | Visa Signature Lounge Program |
| International Lounge | 2 per year | Priority Pass Membership |
6. Rewards Program
| Transaction Type | Reward Points per ₹100 | Effective Reward Rate |
|---|---|---|
| Domestic Spends | 2 Points | ~0.5% |
| International Spends | 5 Points | ~1.25% |
- Reward Redemption: Can be used for flight bookings, merchandise, or shopping vouchers.
- Reward Point Value: Approx ₹0.25 per point.
7. Airport Lounge Access Details
Enjoy comfort and luxury before your flights:
Domestic Lounge Access
- 2 Complimentary visits annually via Visa Signature program
- Access at major Indian airports like Mumbai, Delhi, Hyderabad, and Bangalore
International Lounge Access
- 2 Complimentary visits via Priority Pass Membership
- Ideal for long layovers and business travelers
8. Forex Markup Advantage
With 0% Forex Markup, this card offers significant savings compared to regular credit cards.
| Spend Amount | Savings with World Safari (0% Markup) | Savings with Standard Card (3.5% Markup) |
|---|---|---|
| ₹50,000 | ₹1,750 | ₹0 |
| ₹1,00,000 | ₹3,500 | ₹0 |
9. Insurance Coverage
| Coverage Type | Amount Covered |
|---|---|
| Travel Accident Insurance | Up to ₹1 Crore |
| Lost Card Liability | Up to ₹5 Lakhs |
| Purchase Protection | ₹25,000 |
| Travel Inconvenience | Covered for delays and baggage loss |
10. Fees and Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹3,000 + GST |
| Annual Renewal Fee | ₹3,000 + GST |
| Late Payment Charges | ₹100 to ₹1,000 |
| Cash Advance Fee | 2.5% or ₹500 minimum |
| Reward Redemption Fee | ₹99 + GST |
11. Comparison with Other Travel Credit Cards
| Feature | RBL World Safari | HDFC Regalia | SBI Elite | Axis Magnus |
|---|---|---|---|---|
| Forex Markup | 0% | 2% | 1.99% | 2% |
| Lounge Access | 4/year | 6+/year | 6+/year | Unlimited |
| Reward Rate | Up to 1.25% | Up to 1.5% | Up to 1.5% | 2-3% |
| Annual Fee | ₹3,000 | ₹2,500 | ₹4,999 | ₹12,500 |
| Welcome Gift | ₹3,000 Voucher | Shopping Vouchers | ₹5,000 | Premium Vouchers |
12. Who Should Apply?
This card is suitable for:
- Frequent international travelers
- High spenders on foreign eCommerce sites
- Individuals seeking forex-free transactions
- Travelers who value lounge access
13. Application Process
- Apply online through RBL Bank official website
- Apply through credit card aggregators
- Visit RBL Bank branch for offline application
Eligibility Criteria:
- Salaried or Self-employed professionals
- Credit score above 700
- Age: 23–60 years
14. Pros & Cons
Pros:
- ✅ Zero Forex Markup Fee
- ✅ Complimentary Lounge Access
- ✅ Good Welcome Bonus
- ✅ Reward Points on International Spend
- ✅ Complimentary Travel Insurance
Cons:
- ❌ Limited Lounge Visits
- ❌ Reward Redemption Fee Applicable
- ❌ No Accelerated Rewards on Travel Categories
15. Expert Verdict
If you are searching for a forex-free credit card in India, the RBL Bank World Safari Credit Card should be on your shortlist. It’s perfect for moderate to frequent international travelers looking to save on foreign currency transactions and enjoy travel perks like lounge access and insurance coverage. While it may not offer lifestyle perks like ultra-premium cards, it offers immense value for its segment.
16. Frequently Asked Questions (FAQs)
Q1. Is the RBL World Safari Card good for international travelers? Yes, with zero forex markup and Priority Pass access, it’s an excellent travel companion.
Q2. Can reward points be converted to cashback? No, points can only be redeemed for vouchers or merchandise.
Q3. How many complimentary lounge visits are allowed? 2 Domestic and 2 International visits annually.
17. Is it Worth Applying in 2025?
Absolutely. With international travel steadily rising and a stronger emphasis on forex-free transactions, the RBL World Safari Credit Card continues to be a solid option in 2025. The savings on international spends, insurance perks, and the growing list of travel benefits ensure it remains relevant and rewarding for globetrotters.
Whether you’re planning a vacation, studying abroad, or shopping internationally, this card can help you maximize value while minimizing unnecessary charges.
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