Axis Olympus vs. Amex Platinum Charge Card: Best Premium Choice

Looking for a high-end credit card that offers luxury perks, elite travel benefits, and top-tier rewards? If you’re torn between the Axis Olympus Credit Card and the American Express Platinum Charge Card, you’re not alone. These two premium credit cards are among the best in India, but which one is right for you?

In this guide, we’ll break down their features, benefits, and drawbacks to help you make the best choice. Let’s dive in!

Overview: Axis Olympus vs. Amex Platinum Charge Card

Both the Axis Olympus and AmEx Platinum Charge Card cater to high-net-worth individuals who want luxury experiences, travel privileges, and exclusive rewards. Here’s a quick summary:

Axis Olympus: A premium lifestyle card with great reward rates, airport lounge access, and travel benefits.
Amex Platinum Charge Card: A globally recognized luxury card offering unparalleled travel perks, rewards, and concierge services.

Now, let’s examine each in detail.

Annual Fees & Eligibility

Premium cards come with hefty fees, so it’s important to know what you’re paying:

Axis Olympus: ₹20,000 annual fee (waived if you spend ₹25 lakh in a year).
AmEx Platinum: ₹66,000 annual fee with no waiver option.

Both cards require high-income individuals, typically earning ₹30-40 lakh a year.

Rewards & Benefits

Let’s talk about rewards—after all, that’s why we love premium credit cards!

Axis Olympus Rewards

5 EDGE Rewards per ₹100 on general spends.
2X rewards on travel, luxury, and dining.
No rewards on fuel and wallet loads.

Amex Platinum Rewards

5X Membership Rewards on travel bookings via Amex Travel.
1 Membership Reward per ₹40 spent elsewhere.
Bonus Membership Rewards on exclusive partner brands.

Winner? Axis Olympus offers a better general rewards rate, but AmEx Platinum delivers elite travel benefits and brand-specific bonuses.

Travel & Lounge Access

If you fly frequently, these cards have fantastic travel perks.

Axis Olympus Travel Benefits

Unlimited domestic & international lounge access.
Complimentary business class tickets on achieving spending milestones.
Discounts on premium hotel stays and travel bookings.

AmEx Platinum Travel Benefits

Unlimited Priority Pass lounge access worldwide.
Fine Hotels & Resorts program with premium stay perks.
Dedicated travel concierge to plan your trips.

Verdict: AmEx Platinum is the ultimate luxury travel card, but if you want similar lounge access with a slightly lower annual fee, Axis Olympus is great too.

Exclusive Perks & Additional Benefits

What sets these cards apart from the rest?

Axis Olympus Extras

Complimentary golf rounds at premium golf courses.
Luxury dining discounts across top restaurants.
Comprehensive insurance coverage for travel and accidents.

AmEx Platinum Exclusives

Elite status in top hotel and airline programs (Marriott Bonvoy Gold, Hilton Honors Gold, etc.).
Dedicated Platinum Concierge for booking travel, events, and lifestyle experiences.
Luxury gifts & experiences for Platinum cardholders.

If you value personalized services and travel status upgrades, AmEx Platinum is a clear winner.

Which Card Should You Get?

Your choice depends on what you prioritize:

Go for Axis Olympus if: You want strong rewards, lounge access, and travel perks at a slightly lower price.
Choose Amex Platinum if: You desire the ultimate luxury experience with elite travel benefits, concierge services, and global recognition.

Both cards are excellent, but if your main focus is luxury and global privileges, Amex Platinum is unbeatable!

Final Thoughts

Picking a premium credit card is all about matching your lifestyle to the benefits. The Axis Olympus Credit Card is a strong contender with great reward rates and substantial travel perks, while the Amex Platinum Charge Card offers unparalleled luxury and exclusive privileges.

Which one do you think suits your needs best? Let us know in the comments!